Learn how to get a home loan and home financing for your next home purchase in San Antonio - San Antonios Best Realtor and Top Real Estate Company

Learn how to get a home loan and home financing for your next home purchase in San Antonio

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Lenders certainly first look at your debt and compare that to your income.

Your debt to income ratio will impact how much house you can afford. You want to find the best mortgage company that will assist you in calculating a comfortable home buying budget. Knowing the difference between home loan terms such as pre-qualified, pre-approved and loan commitment will give you a quick insight into how smoothly your home buying contact will be initiated. Will a bi-weekly mortgage payment plan assist you in paying off your home’s mortgage more quickly? Paying off your home quickly may help you in the long run but is it the best scenario for you during your first home purchase. These are all considerations that should be discussed with a professional mortgage company.

Email me about a San Antonio based mortgage company referral.

Be sure to follow these six steps to financing your home:

  1. Choose a loan officer.
  2. Make a loan application and get preapproved.
  3. Determine what you want to pay and select a loan option.
  4. Submit to the lender an accepted purchase offer contract.
  5. Get an appraisal and title commitment.
  6. Obtain funding at closing.

HOMES FOR SALE: [Stone Oak] [Far North San Antonio] [North Central San Antonio] [Northwest San Antonio] [Alamo Heights] [Lavaca] [Fair Oaks] [Helotes] [The Dominion] [Boerne] [Bulverde] [Selma] [Schertz] [Cibolo] [New Braunfels]

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